Privacy Policy


 Last Revised on 03/01/23



This website is developed and maintained by Clerq Inc (hereinafter “Clerq,” “we,” or “us”). The data controller is Clerq and can be contacted as explained below in the “How to Contact Us” section. 

When you visit our website, official social media sites, or other online properties, collectively “Sites” or “Services,” Clerq may collect and use certain information about you. Clerq recognizes that you care about how your information is used, and your privacy is important to us. This Privacy Policy explains how we may collect and use your information, particularly your personal information, and the choices you can make about what information you share. 

This Privacy Policy applies to all Sites and Services made available by Clerq to U.S. consumers, except where a product or service has a separate privacy notice that does not incorporate this Privacy Policy. Certain individuals also may be provided with additional privacy notices as described below.

  • Consumers – When you interact with a service that is provided by Clerq, we may collect and use your personal information on behalf of our payment partner to facilitate the provision of payment services pursuant to the payment partner Privacy Notice as applicable. Federal law requires us and our payment partner to provide notice to certain consumers to explain what personal information they collect, how they share it, and how consumers may limit our payment partner’s sharing of the information. The privacy practices of our payment partner are subject to their privacy notice, which we strongly suggest you review. Clerq is not responsible for our payment partner’s information practices or privacy notices.
  • Notice to California Residents – If you are a resident of California, please see our California Consumer Privacy Statement.


We ask that you read this Privacy Policy from time to time. Clerq may modify this Privacy Policy at any time at its sole discretion. If we make material changes to this Privacy Policy that increase our rights to use personal information we have previously collected about you, we will first obtain your consent where required by law. If Clerq intends to further process collected personal data for a purpose other than that for which the personal data was collected, prior to that further processing, we shall provide you with information on that other purpose with additional information necessary to ensure fair and transparent processing.


Clerq collects information about you when you interact with our Sites and Services. When you use our Sites and Services, we collect information about one or more devices associated with you that you use to access the Sites and Services, such as a computer, mobile phone, or tablet. We collect, store, and use information you provide to us from one or more devices associated with you when you use our Sites and Services, including when you log into the Sites or Services from one or more of your devices, interact with our services on third-party websites or mobile applications, complete a web form, apply for a job at Clerq, or otherwise correspond with us regarding the Sites and Services. Information that we collect may include:

  • Identifiers such as name, email address, phone number, date of birth, physical address, and country of residence;
  • When you interact with our Services, conduct a transaction, or use our Sites for any reason, we may collect information you provide, including, as necessary, to complete the transaction, your name, legal address, mobile phone number and bank account information;
  • Biometric information (such as a facial image collected for identity verification);
  • Social media handles;
  • We also may collect mobile device information like operating system and hardware type, numbers or codes that are unique to your particular device, device information, default device language, and the location of your device;
  • Information you provide through customer service interactions and that you provide about your experience with Clerq, including responses to surveys offered by the Company;
  • If you provide us feedback or contact us via email, we will collect your name and email address, as well as any other content included in the email, in order to send you a reply;
  • If you tell us where you are by allowing your mobile device to send us your location (geolocation data), we may store and use that information for fraud prevention purposes;
  • Your subscriptions to our newsletters;
  • In addition to the above, we may need to verify your identity in order for you to use some aspects of the Service. For purposes of verification, we may also collect the following personal information from you. If requested for compliance reasons, providing this information is mandatory to use our Service:

­         - Valid government issued identification such as a passport or driver’s license;

­         - Other identification documents as deemed appropriate;

­         - Tax-related information such as a tax identification number (“TIN”) or social security number (“SSN”); and/or

­         - Any other information as may be required to verify your identity in accordance with applicable laws and regulations;

  • We may also collect information at other points in our Sites and Services where it is clear we are collecting such information; and/or
  • Other information you choose to provide, such as through our “Contact Us” feature, emails, or other communications (such as with customer service), referrals, on social media pages, or in registrations and sign-up forms.

Information We Automatically Collect

We automatically collect information about the devices you use to interact with our Sites. We automatically collect your device identifier, web browser type and version, IP address, precise geolocation, and browsing information collected through cookies and beacons. We also automatically collect information about how you use the Sites, such as what you have searched for and viewed on the Sites. The information automatically collected will be associated with any personal information you have provided.

We collect certain information by automated means when you visit our Sites, such as how many users visited our Sites and the pages accessed. By collecting this information, we learn how to best tailor our Sites to our visitors. We collect this information through various means such as “cookies” and “web beacons.”


Like many companies, we use “cookies” on some of our Sites. Cookies are pieces of code placed on your devices when you visit certain websites. We use cookies to tell us, for example, whether you have visited us before or if you are a new visitor, and to help us identify features of the Sites in which you may have the greatest interest. Cookies may enhance your online experience by saving your preferences while you are visiting a particular website.

Most web browsers will tell you how to stop accepting new cookies, how to be notified when you receive a new cookie, and how to disable existing cookies. Please note, however, that without cookies you may not be able to take full advantage of the features and functionality of our Sites.

Web Beacons

Certain pages on our website contain “web beacons” (also known as Internet tags, pixel tags, and clear GIFs). These web beacons allow third parties to obtain information, such as the IP address of the computer that downloaded the page on which the beacon appears; the URL of the page on which the beacon appears; the time the page containing the beacon was viewed; the type of browser used to view the page; and the information in cookies set by the third party.

IP Addresses

An IP address is a unique identifier that certain electronic devices use to identify and communicate with each other on the Internet. When you visit our website, we view the IP address of the device you use to connect to the Internet. We then use this information to determine the general physical location of the device and understand the general locations of our website visitors.  We also use this information to enhance our Sites.

Collection of Data in Connection with Advertising

We may use third parties to serve ads on the Sites. In connection with the delivery of advertising, certain third parties may automatically collect information about your visits to this and other websites, your IP address, your ISP, and the browser you use to visit our Sites. They do this by using cookies, web beacons, or other technologies. Information collected may be used, among other things, to deliver advertising targeted to your interests and to better understand the usage and visitation of our Sites and the other sites tracked by these third parties. This policy does not apply to, and we are not responsible for, cookies or pixel tags in third party ads, and we encourage you to check the privacy policies of advertisers and/or ad services to learn about their use of cookies and other technologies.

Mobile Services

We may also collect non-personal information from your mobile device if you are interacting with our platform on a mobile device. This information is generally used to help us deliver the most relevant information to you. Examples of information that maybe collected and used include how you interact with the Sites and Services, and information about the type of device you use.

Location Information

If you have enabled location services on your phone, tablet, or other mobile device, we may collect your location information including for the purpose of verifying whether you are eligible to participate in a channel, service, or promotion.

Information Collected from Other Sources

We may also collect information about you from third parties, such as marketing partners, identity verification services, anti-fraud services, and other service providers. We may also supplement the information we have about you with information received from other sources such as commercially available sources (e.g., data brokers and public databases). The information we receive may include demographic data such as age, gender, and income level, your interests and purchase data and other information that is necessary or useful to assist our marketing efforts or for user verification, authentication, fraud detection or to comply with regulatory requirements.


We may use your information for the following purposes:

  • To provide you with customer support;
  • To communicate with you about our products and services, including promotions and offers; or
  • To send you further notices, financial news notifications, promotions, solicitations, brochures, or other marketing materials regarding our Sites, our products, and the services of our businesses, affiliates, business partners or authorized dealers.

  • To tailor specific promotions according to your preferences;
  • To provide you with access to the Services;
  • To serve the functions of the Sites;
  • To manage everyday business needs, such as administering and improving the Sites;
  • To analyze the performance and functioning of the Sites;
  • To analyze how you use the Sites and to perform other market research;
  • For internal operations, including troubleshooting, testing, and analytics; and
  • To assist us in developing new products and improving our Services.

  • Protect against and detect fraud, abuse, or other unlawful activity;
  • Enforce our Terms and Conditions, other corporate policies, and industry standards; and
  • Comply with all applicable laws and reporting obligations.

  • To help us operate our business and the Sites or to administer activities on our behalf, such as sending out newsletters or surveys for those limited purposes provided that you have given us your permission;
  • To provide you with offers and marketing that may be of interest to you.

If you notify us that you do not wish to be contacted for marketing purposes, we will not send you marketing information. 


We use Google Analytics to help analyze how users use our services. Google Analytics uses cookies to collect information such as how often users visit our Sites, the pages they visit, and what other sites they used prior to coming to our Services. We use the information we get from Google Analytics only to improve our Sites, Application(s), and Services.


Our Sites do not collect personal information about your online activities over time and across third-party websites or online services.  Therefore, “do not track” signals transmitted from web browsers do not apply to our Sites, and we do not alter any of our data collection and use practices upon receipt of such a signal.


We reserve the right to disclose and transfer all information related to our Sites, including personal data:

  • To a subsequent owner, co-owner, or operator of one or more of the Sites; or
  • In connection with a corporate merger, consolidation, or restructuring, the sale of substantially all of our ownership interests and/or assets, or other corporate change, including, without limitation, during the course of any due diligence process.

We share your information with third-party service providers who perform services and functions on our behalf to support our interactions with you including, for example, providing our products and services or communicating with you. These third parties are not authorized by us to use or disclose the information, except as necessary to perform services on our behalf or comply with legal requirements.  These third parties have no independent rights to the data.

In addition, we will disclose information about you:

  • If we are required to do so by law or legal process;
  • To law enforcement authorities or other government officials, as necessary;
  • When we believe disclosure is necessary or appropriate to prevent physical harm or financial loss or in connection     with an investigation or suspected or actual illegal activity;
  • If necessary to protect the vital interests of a person;
  • To enforce our Terms and Conditions;
  • To protect our property, services, and legal rights;
  • To prevent fraud against Clerq, our affiliates, business partners, or authorized dealers;
  • To support auditing, compliance, and corporate governance functions; or
  • To comply with any and all applicable laws.

In certain situations, Clerq may be required to disclose personal data in response to lawful requests by public authorities, including to meet national security or law enforcement requirements.


Our Sites may provide links to other websites for your convenience and information. These websites may operate independently from our Sites. Linked websites may have their own privacy notices or policies, which we strongly suggest you review if you visit any linked websites. To the extent any linked websites you visit are not part of this website, we are not responsible for their content, any use of the websites, or the privacy practices of any of those websites.


We adopt appropriate data collection, storage and processing practices and security measures to protect against unauthorized access, alteration, disclosure or destruction of your personal information, username, password, transaction information, and other data stored on our Sites. Sensitive and private data exchange between the Sites and its Users happens over a Secure Sockets Layer (SSL) secured communication channel and is encrypted and protected with digital signatures.


We maintain administrative, technical, and physical safeguards to protect against loss, misuse, unauthorized access, disclosure, alteration, or destruction of the information you provide when visiting or using our Sites.


Clerq retains all personal information for the duration of the relevant business relationship or, where required, in accordance with its information management policies and schedules, subject to applicable laws. When deleting personal information based on a request from the individual to whom the information relates, Clerq will make reasonable attempts to ensure that all instances of the information are deleted in their entirety, however, in some circumstances Clerq may be required to maintain this information to comply with regulatory requirements or applicable law.


If you have any questions or comments about this Privacy Policy, please contact:

If you would like to update your contact information or preferences, have your information removed from our mailing lists, or no longer want to receive marketing e-mails that we may send based on information collected via product registration cards or other sources, you may do so by:

  • Adjusting the settings in the account you created through our Sites; or
  • Unsubscribing via the links contained in emails from us.


 Last Revised on 11/07/22

This California Consumer Privacy Statement (“Statement”) supplements the Clerq Privacy Policy and applies solely to California consumers. This Statement does not apply to Clerq personnel or job applicants.

This Statement uses certain terms that have the meaning given to them in the California Consumer Privacy Act of 2018 and its implementing regulations (the “CCPA”).


We may collect the following categories of personal information about you:

  • Identifiers: identifiers such as a real name, postal address, unique personal identifier (such as a device identifier; cookies,     beacons, pixel tags, mobile ad identifiers and similar technology; customer number, unique pseudonym, or user alias; telephone number and     other forms of persistent or probabilistic identifiers), online identifier, internet protocol address, email address, account name, Social Security number, driver’s license number, passport number, and other similar identifiers.
  • Additional Data Subject to Cal. Civ. Code § 1798.80: signature, physical characteristics or description, state     identification card number, education, bank account number, credit card number, debit card number, and other financial information.
  • Protected Classifications: characteristics of protected classifications under California or Federal law, such as race, color, national origin, age, sex, gender, marital     status, citizenship status, and military and veteran status.
  • Commercial Information: commercial information, including records of personal property, products or services purchased, obtained, or considered, and other purchasing or consuming histories or tendencies.
  • Biometric Information
  • Online Activity: internet and other electronic network activity information, including, but not limited to, browsing history, search history, and information regarding your interaction with websites, applications, or advertisements.
  • Geolocation Data
  • Sensory Information: audio, electronic, visual, and similar information.
  • Employment Information: professional or employment-related information.
  • Inferences: inferences drawn from any of the information identified above to create a profile about you reflecting your     preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.

We may use your personal information for the purposes described in our Clerq Privacy Policy and for the following business purposes specified in the CCPA:

  • Performing services, including maintaining or servicing accounts, providing customer service, processing or fulfilling orders and transactions, verifying customer information, processing payments, providing advertising or marketing services, providing analytics services, or providing similar services;
  • Auditing related to a current interaction with you and concurrent transactions, including, but not limited to, counting ad impressions to unique visitors, verifying positioning and quality of ad impressions, and auditing compliance;
  • Short-term, transient use, including, but not limited to, the contextual customization of ads shown as part of     the same interaction;
  • Detecting security incidents, protecting against malicious, deceptive, fraudulent, or illegal activity, and prosecuting those responsible for that activity;
  • Debugging to identify and repair errors that impair existing intended functionality;
  • Undertaking internal research for technological development and demonstration;
  • Undertaking activities to verify or maintain the quality or safety of a service or device that is owned, manufactured, manufactured for, or controlled by us, and to improve, upgrade, or enhance the service or device that is owned, manufactured, manufactured for, or controlled by us.


We do not sell personal information.


You have certain choices regarding your personal information, as described below.

Access: You have the right to request, twice in a 12-month period, that we disclose to you the personal information we have collected, used, disclosed, and sold about you during the past 12 months.

Deletion: You have the right to request that we delete certain personal information we have collected from you.

Shine the Light Request: You also may have the right to request that we provide you with (1) a list of certain categories of personal information we have disclosed to third parties for their direct marketing purposes during the immediately preceding calendar year and,(2) the identity of those third parties.

How to Submit a Request

To submit an accessor deletion request, please email us at or submit a request through our webform. To submit a Shine the Light request, email us at you designate an authorized agent to make an access or deletion request on your behalf using one of the channels described above, we may require you to provide the authorized agent written permission to do so and to verify your own identity directly with us (as described below). For questions or concerns about our privacy policies and practices, please contact us as described in the “How to Contact Us” section of our Privacy Policy.

Verifying Requests

To help protect your privacy and maintain security, we will take steps to verify your identity before granting you access to your personal information or complying with your request. We may require you to provide any of the following information: your name, date of birth, the last four digits of your Social Security number, and the email and physical addresses associated with your Clerq account. If you have never used our Services or had an account with us and you request access to or deletion of your personal information, there is no reasonable method by which we can verify your identity to the level of certainty required by the CCPA.

Additional Information

If you choose to exercise any of your rights under the CCPA, you have the right to not receive discriminatory treatment by us. To the extent permitted by applicable law, we may charge a reasonable fee to comply with your request.